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Small craft

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Small craft

Is this insurance right for me?

  • Our small craft insurance policy will protect most types of small sailing boats, small motorboats and speedboats up to 25ft in length

  • We are not able to cover Jet Skis, Personal Water Craft (PWCs) or Jet Bikes.

Benefits of our small craft cover

  • Loss or damage whilst in transit by road, rail or sea, excluding Third Party Claims whilst in transit by road.

  • Racing risks cover for small sailing yachts.

  • Waterskiing at full Third Party limit of £3 million.

  • Use on Inland and Coastal Waters of Europe (up to 12 nautical miles offshore).

  • Loss or damage to personal effects for cabin craft.

  • Tenders automatically covered.

Conditions apply.


Policy documents


Not right for you? See our cover for information on our other types of cover or get a quote.

Contact us

If you have a question, any feedback or would like to make a complaint** please let us know on:

Lines are open:

Monday - Friday
9am - 5pm*

Email us at:

Or send us a letter at:

    Navigators & General
    Lanchester House
    Trafalgar Place
    67 Trafalgar St
    Brighton
    BN1 4FU

*Your call may be recorded for training and regulatory purposes.

**Click here for more information about Zurich's complaint process. This also provides a summary of all complaints received by Zurich, which includes those relating to Navigators & General.

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© Navigators & General is a trading name of Zurich Insurance plc.

Zurich Insurance plc is authorised by Central Bank of Ireland and authorised and subject to limited regulation by the Financial Conduct Authority. Details about the extent of our authorisation by the Financial Conduct Authority are available on request. Our FCA Firm Reference Number is 203093.